See how your savings can grow over time. Enter your starting balance, monthly deposit, interest rate and time period to project your future balance — free, instant and private, with no sign-up needed.
How to Use
- Enter your current savings balance (use 0 if you are starting from scratch).
- Add the amount you plan to deposit each month.
- Enter the annual interest rate and how many years you will keep saving.
- Click Calculate Savings to see your projected balance, total deposits and interest earned.
Key Features
- Instant projection — your estimated future balance, calculated on the spot.
- Monthly compounding — regular deposits grow with compound interest every month.
- Deposit vs interest split — see exactly how much is your money and how much is growth.
- Flexible inputs — works with lump sums, monthly deposits, or both together.
- 100% private — everything is calculated in your browser; nothing is sent anywhere.
FAQs
Is this savings calculator free?
Yes. It is completely free with no sign-up and no limits on how many calculations you run.
How is the projected balance calculated?
It compounds monthly: each month your balance earns one-twelfth of the annual rate, then your monthly deposit is added on top.
Does it account for tax or inflation?
No. The projection is before any tax and is not adjusted for inflation, so treat it as a straightforward growth estimate.
Is my financial data stored anywhere?
No. The calculation runs entirely in your browser with JavaScript and nothing is transmitted or saved.
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Investment Calculator · Compound Interest Calculator · Simple Interest Calculator