Work out your net worth in seconds. Add up what you own, subtract what you owe, and see exactly where you stand financially.
Assets (what you own)
Liabilities (what you owe)
How to Use
- List everything you own under Assets: cash, investments, property and valuables.
- List everything you owe under Liabilities: mortgage, loans, credit cards and other debts.
- Click Calculate Net Worth to see your totals and the final figure.
- Repeat every few months to track whether your net worth is growing.
Key Features
- Assets and liabilities split — see both sides of your balance sheet clearly.
- Colour-coded result — green for positive net worth, red for negative.
- Instant totals — assets, liabilities and net worth in one click.
- Wealth tracking — rerun it regularly to watch your progress.
- 100% private — runs entirely in your browser; nothing is sent or stored.
FAQs
What is net worth?
Net worth is the value of everything you own minus everything you owe. It is the simplest single measure of your financial position.
What if my net worth is negative?
A negative net worth means you owe more than you own. Focus on paying down high-interest debts and building an emergency fund to turn it around.
Should I include my home?
Yes — include its current market value as an asset and the outstanding mortgage as a liability. Use a realistic sale price, not the price you paid.
How often should I check?
Every three to six months is plenty. The trend matters more than any single figure.
Related Tools
Try these related tools: Investment Calculator, Savings Goal Calculator and Debt Payoff Calculator.